About the UCard Debit Account

The UCard Debit Account is a UMass Amherst declining balance debit account. It is provided as a convenience to UMass community members, and is not intended as a replacement for cardholders' normal credit or debit cards.

The UCard Debit Account differs from bank-issued debit accounts in that:

  • it can only be used to make on-campus purchases
  • you cannot withdraw funds from it - funds must either be spent down, or the account must be closed
  • it cannot be used to purchase alcohol or tobacco products

The UCard Debit Account is accepted at a number of on-campus locations.

See the UCard FAQ for more information about obtaining and using the UCard Debit Account.